- everytime you earn more, save more.
- monthly saving is difficult, present bias (immediate gratification) makes you think of how you have to give up something now
- we think about saving in the present, but spend in the long run. We diet today, eat tomorrow
- speaks of checking the box during an organ donor situation in licence aquisition. Germany shortage - you have to check the box to say yes. Austria you have to check the box to say No... they have organs for Africa. In terms of saving... create a situation where people have to opt out. Opting out takes effort.
- if you say, Yes, I want to save, that's half of the effort. Next automate the process.
- if you defer saving to when you get a raise, then it's a small percentage of that extra
- making the decisions around saving are complex, too many points to consider
- 1 in 10 Americans save enough
- Singaporeans spend average $4000 per year on lotto. Americans $1000.
Flashback Friday, a column on feminist notions ... To be fair - it's difficult to think of a non-self-defining feminist woman as anything but a tool of the patriarchy. I have to concentrate on the fact that even though a woman would not call herself a feminist, she would never endorse footbinding (to name a radical example) and it doesn't necessarily mean she is a doormat either. In fact, some of my favorite women scorn my feminism and hate it when they are judged solely on their marital status or gender. Ironically if you look at films made during the so-called liberal 60s and 70s you will see that movies align the woman's role less to what is happening politically in the big wide world and more to what is happening in pornography. The rise of the snuff movie mirrored the rise of violence towards women in the movies, serial killer paradise. Pornography always centers on the woman - probably in an attempt to hide the size of the penis. From my perspective, I am less un...
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